There are many reasons for hiring an injury lawyer, but there are also many reasons not to. Any lawyer would of course advice you to hire an attorney, but there are cases where handling it yourself can be better for you on the long run. There are many lawyers in your area such as Levinson Law Group attorneys, but before you hire one, first consider whether or not you really need one.
State law applies:
Different states have different laws. If you live in a state where you can only sue once your injuries have reached a certain point then you would have to handle the situation yourself. The level of injury at which a lawsuit will be permissible will be determined on the basis of the cost incurred in the treatment or the extent of the injury. If your injuries do not reach the severity required by your state then you are left with the option of recovering whatever you can from your own insurer.
If you are receiving all that you can possibly get:
The insurance company will only pay you the limit of their policy term. It means that if the person who caused the accident is insured to the term of $200,000 and that is the amount you are being offered then there is very little point in hiring a lawyer.. Or even if they are offering to pay you $180,000, then hiring a lawyer to recover $20,000 is quite pointless as the lawyer’s fee will cut into your compensation considerably. Even if you win the trial, for a bigger compensation, you will have to recover the money directly from the defendant. So, hiring a lawyer only adds value to your case in such a situation if the defendant has assets of their own.
Injuries are minor
If you were cruising by and you get into an accident and only suffer a few scraps and bruises then you might not want to hire a lawyer. Finding proper legal representation can be quite a hassle, so unless it’s absolutely necessary, avoid hiring lawyer for minor issues. You will probably be able to recover the medical bills and a little extra money from the offender’s insurance company easily enough. As a matter of fact in case of minor accidents, insurers pay out easily enough without making you run around to get your due.